Providing The Layer of Financial Protection Your Business Needs 

You’ve heard the axiom that “an ounce of prevention is worth a pound of cure.” That is exactly what My Business Property LLC provides for our clients. We catalogue your business’s fixed assets so your insurance company can properly reimburse you. 

Increasingly, business owners are recognizing (or finding out the hard way) that insurance alone is not enough to provide the financial protection businesses need. When you file a claim to be reimbursed for a loss, insurance companies require proof of ownership of the assets that were either destroyed or stolen. Why? Because insurance companies must guard against fraudulent claims. The reality is that insurance companies also work hard to avoid paying claims because paying claims reduces their profits. They work to protect their shareholders. It’s not personal – it’s just business. 

With that said, here’s another reality: 

Fully one-third of our clients contacted us after they had to file a claim and their insurance company denied that claim. In every case – every case – our clients told us that the claim was denied due to lack of documentation of the assets that were destroyed or stolen. They had to replace the assets out of their own pockets, and they engaged us to document their new assets so they would never have to experience that nightmare and extraordinary expense again. 

Imagine having to replace every asset you’ve accumulated over the years all at once in order to stay in business. Either that, or replace the assets piecemeal and deal with the associated reduction in revenue. These are devastating alternatives, with the root cause being that your insurance claim was denied due to lack of proof of ownership. 

My Business Property LLC specializes in creating your customized Business Property Catalogue, a photographic and textual record of all of your business’s fixed assets – all of the tools, equipment, furnishings, electronics and infrastructure you count on to run your business every day. We provide the proof of ownership your business needs, and we do it at a small fraction of the cost of having to replace these assets. Further, if you choose to write off our fee at tax time as a business expense you gain all the benefits of our services at a net zero cost. 

Our process is very simple: 

1. We visit your business and assess the scope of the job. 

2. We return to our office and prepare a formal quote – not an “estimate”, a firm quote – which is then emailed to you. 

3. If you are agreeable to the terms we ask that you print, sign, scan and return the signed quote to us. 

4. We give you a call and schedule the time when we will return to your business and complete the photographic and textual data gathering process. 

5. We return to our office and curate your customized Business Property Catalogue. 

6. Finally, we hand deliver two copies of your Business Property Catalogue to you (one to keep at your business location and one you can place at a different location for security purposes) and we collect payment for our services. 

Think of it this way - 

Having insurance but not having your assets properly documented is like having an alarm system but never turning it on – the first step won’t help you if you don’t take the second step. 

We provide the “ounce of prevention” (proactively having your assets catalogued) so you can avoid the “pound of cure” (having to replace the destroyed or stolen items out of your own pocket because your insurance company denied your claim). In addition to this much-needed property documentation, each Business Property Catalogue includes a Certificate of Authenticity, helpful tips on filing insurance claims, and a form you can use to add new assets to your business as the needs arise. 

At My Business Property LLC we believe our proactive approach is smarter and better than the alternatives. Our current clients agree, and we’re pretty sure you’ll agree as well. We would love to provide you and your business with this much-needed additional layer of financial protection. 

We are licensed, bonded and insured. 

You can learn more by visiting our website at www.mybusinessproperty.com. 

Alternatively, you may contact us as follows: 

Office: (520) 635-5394 

Mobile: (520) 632-4908 

Email: info@mybusinessproperty.com 

We look forward to adding you and your small business to our growing list of clients! 

Remember – if you can’t prove you owned it, you won’t be reimbursed for it . . .